Broker Check

Individual Wealth Management

Click here to view my latest video!

At Sunstone Wealth Strategies, we frequently work with affluent individuals, families, and professionals, providing wealth management with a holistic planning process. Many of our clients are comfortable in their careers and have families. They want to make smart decisions about investing and may be having difficulty balancing the immediate need of college planning and their future retirement needs. We seek to offer comprehensive strategies that may help clients pursue both today’s and tomorrow’s milestones.

Wealth Management

Many individuals and families want a financial advisor they can trust to manage their wealth so they can instead focus on other things in life. In working closely with clients and utilizing a holistic strategy, our team at Sunstone Wealth Strategies seek to serve as our clients’ trusted advisor. Through wealth management, we seek to help clients grow their wealth and minimize taxes. We work closely with clients to implement and manage on an ongoing basis a strategy that complements their specific investment objectives. Our asset allocation can consist of a variety of solutions and products. We offer access to experienced portfolio managers who have proven their experience over time.

Financial Planning

In working with individuals and families, our team at Sunstone Wealth Strategies focuses on a holistic financial planning process. Implementing a variety of different strategies, the goal is to help clients determine why they want to invest, how to manage their wealth strategies, and to plan for the future. We work closely with clients to help them establish their goals in life (both short and long term), evaluate and document their assets, liabilities, and current financial position. We then collaborate with each client to implement a strategy, focusing on the client’s financial objectives, from retirement income planning to college planning.

College Planning

As many of our clients are families, a major concern among them is determining how they will pay for their children’s college expenses while still saving and planning for their retirement goals. Although college comes with a high price tag, we believe it’s an expense clients can meet through proper financial planning. Our team at Sunstone Wealth Strategies can help clients calculate college costs, evaluate funding options, and create an education strategy tailored to their goals. We will also provide insight and advice to clients regarding savings options, including 529s, education savings accounts, traditional and Roth IRAs, custodial accounts, and education trusts.

Rather than only focusing on how to save for college tuition, we seek to strike a balance between the immediate need of college planning and future retirement objectives.

Disability Insurance

What would happen if you were suddenly unable to work, either because of an injury or illness? How would your finances be protected? Disability insurance can help replace a portion of one’s income so that a family or individual doesn’t have to experience a significant dip in income. As a result, disability insurance can provide individuals and families a sense of financial confidence. At Sunstone Wealth Strategies, we can help clients determine if disability insurance is an appropriate option, including type of policy, coverage, and any optional riders. We also can evaluate clients’ current plans and help them determine any appropriate improvements.

Life Insurance

Insurance is an important part of a complete financial plan. It helps protect clients’ heirs in the event of their death. At Sunstone Wealth Strategies, we can help clients determine what type of coverage is best for them. They have access to a wide array of insurance products, including term life, whole life, universal life, variable life, survivorship, single premium, long-term care, and long-term disability insurance. As clients build relationships and share financial information with us, we are in a position to provide guidance and determine which insurance products are best for them.

Retirement Planning

At Sunstone Wealth Strategies, many of our clients are families and individuals between the ages of 35 and 50. While they’re not preparing to retire in the immediate future, they want to make smart investment decisions and focus on how they can achieve their retirement objectives. Having the ability to retire comfortably and without financial pressures remains the main issue for clients. We believe it’s critical that a retirement plan be properly designed, implemented, communicated, and administered.

Retirement plans are dynamic, changing as clients’ careers and tax laws change. They demand continued and careful analysis, IRS compliance review, and plan administration. The appropriateness of a “qualified” or “non-qualified” plan for any individual is determined based on the individual’s existing financial condition, as well as on his or her goals and dreams. We seek to help clients identify realistic objectives and arm them with strategies that may help them pursue those goals.

Estate Planning

A common misconception is that only wealthy individuals and families need to worry about estate planning or living wills and trusts. However, everyone has an estate of some kind and having a plan in place helps ensure one’s wishes are recognized, while also minimizing taxes. Trusts, when set up with the guidance of a qualified attorney, can play an important role in providing order and control to one’s financial affairs, assisting with tax planning, simplifying an estate settlement, and providing guidance for one’s families and other heirs.

At Sunstone Wealth Strategies, we assist individuals and families identify the solutions needed to ensure that their wealth is passed along to family or others, without being negatively impacted by estate or inheritance taxes. This service enables clients to plan their personal estate to help ensure maximum distribution and conservation to future generations.